FINDING THE RIGHT HOME STARTS WITH FINDING THE RIGHT MORTGAGE.
Whether you envision a modern minimalist loft, a cozy rustic cabin, or a classic suburban retreat, our limited-time 5-year insured mortgage at 3.99%* offers the stability and affordability you need to plan your future in the home of your dreams.
Don't miss out on your perfect fit.
Secure your low rate of 3.99%* today.
Why trust YNCU with your mortgage needs?
We get it, you may not know us well enough yet, but we understand that buying a home is one of the biggest decisions you’ll ever make. That’s why we’re committed to providing personalized service and expert guidance from our team of seasoned mortgage specialists, every step of the way. We listen to your goals and actively find the right mortgage to ensure you achieve your homeownership dreams.
Here’s why our 3.99%* 5-Year Insured Mortgage is right for you:
Low, Fixed Rate
Designed for financial stability, enjoy added peace of mind with predictable monthly payments and protection from rising interest rates.
FREE Home Free Chequing Account
The Home Free Chequing Account is a deluxe package valued at $19.95 per month, offered free to members who have a YNCU mortgage.
Dedicated Support
We’re all about finding the right solution for the right financial situation; working with you to ensure you’re getting the best mortgage possible, making the numbers work for you alone, and supporting you through every step.
Timely Approvals
It’s our mission to get you into your dream home, so no matter what type of mortgage you settle on, we’ll help you get the “yes”.
EXPERIENCE THE CREDIT UNION DIFFERENCE
Make the switch to YNCU today.
YNCU has been serving communities across Ontario for over 75 years. We’re the kind of financial partner that takes the time to understand the real trials and financial realities of each of our members.
- YNCU provides friendlier, more personal service so you can bank confidently knowing you're not just a number to us.
- YNCU members are owners, which means we answer to you and share our profits through patronage dividends.
- YNCU invests your money back into your local economy through investment and loan opportunities for residents and small businesses in your community.
- YNCU is a committed community partner, supporting local events and causes that are important to our members.
- YNCU offers comparable products and competitive rates so you can get the most out of your banking.
Found the right fit?
Secure your 5-year insured mortgage at 3.99%* today!
*On approved credit. Terms and conditions apply. Rates are subject to change at any time without notice. Alternate terms and rates available. Contact your branch for details.
2025 Your Neighbourhood Credit Union Limited. All rights reserved.
Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .
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*On approved credit. Terms and conditions apply. Rates are subject to change at any time without notice. Alternate terms and rates available. Contact your branch for details.
2025 Your Neighbourhood Credit Union Limited. All rights reserved.
Your Neighbourhood Credit Union (YNCU) is a licensed credit union operating in, and under the laws of, the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA) .
Connect With Us